Darrell McCool Appraisal Services  is an independent residential appraisal company that has over 18 years experience appraising  in the San Francisco Bay Area.  Our appraisers look forward to providing you with accurate detailed reports with a fast turnaround time and competitive prices. 

Currently our appraisal turnaround time is approximately 1-3 days after the scheduled appointment!!

    Mortgage / Refinance:   In many cases, lenders need a professional, independent appraisal of the property you want to buy or refinance to ensure that it is worth at least as much as they are being asked to lend on it.
     The appraiser will form an opinion of  market value of the property considering sales of similar homes in the area among other factors. He or she will prepare an appraisal report explaining the conclusion. The appraisal belongs to the lender considering lending money with the home as collateral. By state law the borrower must be given a copy of the appraisal from the lender upon request, not from the appraiser.

Divorce/Estate:  Fair market values are needed for trusts, divorce situations, and equitable distribution among heirs.

PMI Removal:  Private Mortgage Insurance is a cost that is added to the monthly payment of most conventional mortgage loans.  Mortgage lenders are required  to remove  this monthly (PMI) cost if/when you have at least 20% equity in your home. The mortgage lender will not remove this private mortgage insurance cost unless you can prove, with an appraisal, that you have reached 20% equity.